Ngutang KUR Kini Bisa di BNI Syariah Lho, Bunga Flat 6% Setahun



JAKARTA - Bank BNI Syariah sudah sah dipilih pemerintah jadi salah satunya penyalur Credit Usaha Rakyat (KUR). Hal tersebut diikuti dengan keluarnya izin BNI Syariah untuk mengalirkan KUR lewat produk BNI KUR iB Hasanah per September 2020. Mengenai, pendistribusian program KUR dengan suku bunga sebesar 6% efisien flat satu tahun dengan margin anuitas sama dengan.

Kelebihan Ayam Berkaki Panjang

Direktur Usaha Ritel serta Jaringan BNI Syariah, Iwan Abdi menjelaskan produk pembiayaan BNI KUR iB Hasanah dapat memperlebar akses pembiayaan pada usaha produktif, tingkatkan kemampuan daya saing UMKM serta penyerapan tenaga kerja. "Diinginkan dapat mengoptimalkan peningkatan usaha pembiayaan mikro BNI Syariah serta menolong menyukseskan program pemerintah untuk kenaikan kesejahteraan serta perekonomian rakyat," kata Iwan di Jakarta, Sabtu (5/9/2020).


Ini searah dengan corporate strategy BNI Syariah yakni Embracing New Opportunities, dimana BNI Syariah siap mendapatkan peluang-peluang baru untuk tingkatkan perkembangan usaha serta jadi mitra yang lebih bagus. Sasaran pendistribusian BNI KUR iB Hasanah tahun 2020 ini sebesar Rp700 miliar, dengan formasi Rp350 miliar untuk KUR Mikro serta Rp350 miliar untuk KUR Kecil yang akan dialirkan pada 68 Kantor Cabang BNI Syariah.


Dalam pendistribusian KUR, BNI Syariah masih memerhatikan faktor kehati-hatian sesuai dengan konsep syariah. BNI Syariah lakukan pengawasan sesudah pendistribusian dikerjakan dalam rencana jaga kualitas pembiayaan. Pembiayaan KUR iB Hasanah ini bisa dialirkan langsung dengan cara individu pada pebisnis mikro, atau lewat komune diantaranya pesantren hingga diinginkan prosedurnya dapat bertambah cepat. BNI KUR iB Hasanah dialirkan ke sejumlah bagian usaha salah satunya pertanian atau perkebunan, peternakan, perdagangan, restoran, industri pemrosesan, pengangkutan, komunikasi serta layanan yang lain.


Untuk bentuk value yang diusung oleh BNI Syariah yakni Hasanah Banking Mitra, Iwan Abdi mengharap dengan diluncurkannya BNI KUR iB Hasanah, BNI Syariah bisa menolong pebisnis mikro hadapi situasi perekonomian disaat epidemi. Untuk mengoptimalkan serta memberikan dukungan produk BNI KUR iB Hasanah, BNI Syariah membuat program Awal Kebaikan KUR (AKUR Hasanah). Dengan program ini diinginkan BNI Syariah dapat bertambah maksimal dalam lakukan promo serta mengenalkan dan memancing ketertarikan calon nasabah.


Periode program AKUR Hasanah berjalan sampai 1 Desember 2020. Ada dua produk yang dipakai yakni BNI KUR Mikro iB Hasanah serta BNI KUR Kecil iB Hasanah. BNI Syariah sediakan hadiah menarik buat pebisnis paling baik yang ikuti program AKUR, salah satunya 10 tabungan haji, 25 sepeda lipat, serta 100 cashback tabungan. Sampai triwulan II tahun 2020, BNI Syariah mencatat realisasi pembiayaan mikro sebesar Rp1,53 triliun dengan jumlah nasabah sekitar 12.254. Sampai akhir tahun diinginkan sasaran pembiayaan mikro BNI Syariah capai Rp1,63 triliun.

Lokasi: Indonesia

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